Clearer everyday money decisions.
Kwarta is a precise, focused budget tracker for your income, expenses, categories, and limits — built for repeat, everyday use.
No credit card required.
This month
₱14,150 of ₱16,500
Built for the accounts you already use
Everything you need to stay on budget
Powerful where it matters, simple everywhere else. Kwarta keeps the focus on the numbers that change your decisions.
Track every peso
Log income and expenses in seconds and always know where your money went.
Categories & budgets
Organize spending into custom categories and set monthly limits that keep you on track.
All your accounts
Cash, banks, and e-wallets in one place — with transfers between them handled cleanly.
Reports that guide you
Financial health, 6-month trends, and budget vs. actual — insights, not just numbers.
Works offline
Add and edit anywhere. Kwarta keeps working with no signal and syncs when you reconnect.
Make it yours
Light, dark, or system, four accent colors, and home layouts that fit how you work.
Insights that tell you what to do next
Kwarta turns your transactions into a clear read on your finances — so you spot overspending early and see your progress over time.
- Financial health at a glance — savings rate, daily average, projected spend
- 6-month trends for income, expenses, and net
- Budget vs. actual with over-limit categories flagged
- This period compared with the last
Savings rate
24%
Avg / day
₱472
Projected
₱14.6k
6-month trend
+12%Install Kwarta on your phone
Add it to your home screen for a full-screen, offline-ready app — no app store, no download, no waiting.
- Works with no connection
- Private to your account
- Themes and layouts you control
Frequently asked questions
Is Kwarta free to use?
Yes. Create an account and start tracking your money right away — no card required.
Does it really work offline?
Kwarta is a Progressive Web App. Once opened, it keeps working without a connection and syncs your changes automatically when you're back online.
Can I install it on my phone?
Absolutely. Open Kwarta in your mobile browser and add it to your home screen for a full-screen, app-like experience.
Is my financial data private?
Your workspace is tied to your own account. Only you can see your income, expenses, and budgets.
Take control of your money today
Start tracking in minutes. It's free, it's fast, and it works wherever you are.